Insurance
Tailored to You

From Home to Boat:
Insurance Options for Your Needs

At The Desmond Team in South Windsor, CT, we offer insurance for a wide variety of lifestyles and goals. Receive greater protection for you and your family with home or life insurance. Are you a young professional securing an apartment? Let us find the perfect policy for renters insurance. Also, we offer numerous options for people with essential or recreational vehicles – from cars to snowmobiles. Come visit us.

Call 860-512-3966 today, and see how we can help you.

Auto

Auto insurance can save you from a variety of headaches, from financial to legal.

Come to us for bodily injury liability and property damage liability. Receive protection against accidents or collisions with collision coverage. Also, depending on your vehicle or the area you often drive through, consider roadside coverage for costs of tire changes, jump-starts, or other common roadside services. All of these coverage types, comprehensive coverage, and others (even including classic car insurance!) can help you better enjoy the road.

Home

Your home’s a central place to you and your family. We’re here to help you protect it after the expected or unexpected event – from a serious storm to theft – occurs. We offer protection for:

  • Your house or dwelling
  • Your personal property, from furniture to clothing
  • Medical costs of someone who’s injured on your property
  • And much more!

Reach out today for a quote and give your home a key layer of protection.

Condo

Like a house, a condo might be your primary home – a place for you and your most-valued belongings. We offer solutions for the parts of the unit that you’re responsible for: the inside structure, permanent fixtures, and more. Receive coverage for personal belongings, including furniture, electronics, and other items. Also, if a visitor’s injured in your unit, insurance can help cover reasonable and necessary medical expenses. Contact us today.

Renters

Receive coverage for personal belongings in and outside your apartment. Protect yourself against a fire that hits your unit. Receive coverage for when a pipe bursts or the roof leaks. Also, ensure that you’re properly covered if you return from time away and learn that your place was subjected to theft. Reach out to discuss your space and find the optimal policy for your needs.

Motorcycle

Receive coverage that allows you to spend more time enjoying the open roads. Turn to us for liability coverage, guest-passenger liability, and uninsured motorist coverage to safeguard you and the people you’re riding with from the unexpected. Also, you’re able to receive additional protection through collision coverage, comprehensive coverage, and – if your motorcycle’s customized – optional or added equipment coverage. And, whether through an accident or your bike simply breaks down, we offer towing and labor coverage – and even rental reimbursement coverage if you need to rent something in the meantime.

ATV

Venture into seldom-gone trails and roads with the right insurance policy. Let collision coverage aid in payments for repairs if a fence, tree, or another object damages your ATV. Receive property damage liability coverage and injury liability coverage, which together help you pay for damage to someone’s place and medical injuries the person might have incurred while you were out riding. Do you live in a more crime-prone area or an area with volatile weather conditions? Give us a call for comprehensive coverage, which helps you if your ATV is stolen, subjected to vandalism, or damaged by hail or fire.

Snowmobile

Protect your snowmobile. We offer coverage for when you accidentally hit a tree or fence or collide with another sled. Also, we provide protection against acts of vandalism and theft. And if the elements – whether flooding or strong winds – damage your vehicle, we also have you covered. Our options include:

  • collision coverage
  • property damage liability
  • bodily injury liability
  • comprehensive coverage

Boat

We offer a multitude of coverage options for your boat. Receive watercraft liability coverage to help protect you from paying the exorbitant expenses of other people involved in an accident, from repair to medical. Also, don’t take a chance on guessing whether another boater has insurance. Come to us for uninsured watercraft coverage. Receive any emergency services coverage, boat trailer coverage, and many other options through our team. We’re here to help.

Life

Life insurance is designed to help care for the important people in your life. Give them greater financial security, enabling them to take on both basic and milestone expenses down the road. We’re proud to offer a variety of options, from term life insurance to permanent life insurance. Reach out to our office, and we can sit down and together determine the best coverage for you and your family’s needs.

Let’s Make an Appointment

Hours:
Monday - Friday
9:00 AM - 5:00 PM

Saturday
By Appointment

Sunday
Closed

Social Media: